Welcome to the National Coordinating Committee for Multiemployer Plans (NCCMP) website. NCCMP is
an organization of national, regional and local multiemployer pension and health and welfare plans, International and Local Unions, national and
local employer associations, individual local employers, and multiemployer fund professionals. Bookmark this page and make us your primary resource
for information regarding multiemployer plans.
For more than 30 years, we've been representing the interests of multiemployer plan participants in the halls of Congress, in regulatory arenas, and in the courts.
We're protecting the financial security of our funds--and enhancing the benefits they provide--by holding down regulatory and administrative costs.
We've already saved multiemployer plans billions of dollars by minimizing PBGC premiums, opposing inappropriate benefit mandates, and reducing
We're maintaining the ability of multiemployer plans to establish and administer benefits in a free and flexible manner. We've prevented proposed
regulations from interfering with our ability to design benefit programs that best meet the needs of multiemployer plan participants.
And, every day, we're working to defeat legislative and regulatory proposals that work against the best interests of our participants. We're
fighting to stop proposals that would lead to the taxation of health benefits. And we're addressing the concerns of multiemployer plans in the
debate over health care and retirement "reform" proposals.
NCCMP Releases Recommendations for Comprehensive Pension Reform
Over the past 18 months, the NCCMP Retirement
Security Review Commission (Commission) — comprised of stakeholders from both business and labor groups — has worked
tirelessly to craft a comprehensive private sector solution to safeguard retirement security for multiemployer plan participants that protects
taxpayers and spurs economic growth. These private sector recommendations do not include any taxpayer bailouts and will improve the financial health
of both multiemployer plans and the employers who fund them. The Commission’s recommendations are included in report, "Solutions not Bailouts: A
Comprehensive Plan from Business and Labor to Safeguard Multiemployer Retirement Security, Protect Taxpayers and Spur Economic Growth," issued
by The Partnership for Multiemployer Retirement Security.
The Commission, which included over 40 organizations representing both business and labor and spanning every industry that relies on multiemployer
plans as a primary vehicle for providing retirement income security to employees, studied the challenges facing the multiemployer pension system and
designed a series of recommendations for reform that not only safeguard retirement security, but specifically address the challenges facing
multiemployer plans that the PBGC and other agencies have identified.
Specifically, these proposals include measures that will strengthen and secure for the long-term the current multiemployer system, address the
minority of multiemployer plans that are deeply troubled, and facilitate new and innovative plan designs that will better enable bargaining parties
to adopt future plans tailored to their unique circumstances. Taken together, these provisions will improve the retirement security of plan
participants, enhance the ability of plans to retain contributing employers by limiting financial volatility, and help to prevent the need for
future taxpayer assistance.
The full report is available at www.solutionsnotbailouts.com. As we work to
publicize and develop support for this proposal, we will post relevant information at the website.
NCCMP Responds to Recent Media Coverage
On May 15, 2012, the Wall Street Journal published an editorial entitled The Union Pension Bomb. This editorial contained numerous false and
misleading statements regarding various aspects of multiemployer pension plans. The NCCMP quickly responded to the editorial by issuing this
which set the record straight regarding the status, governance, and value of these plans.
Several organizations, including the NCCMP, submitted letters to the editor of the Wall Street Journal highlighting the critical issues with
the editorial. On Mary 24, 2012, The Wall Street Journal published the letters submitted by the
the Western Conference of Teamsters,
and Horizon Actuarial Services
(follow these links to read copies of the letters submitted by these organizations).
On June 28, 2012 BNA published an article that
contained a misleading account of the NCCMP's position on multiemployer pension reform, particularly as it relates to the construction industry.
to read the NCCMP issues paper that addresses this topic.
Treatment of Multiemployer Plans under the Affordable Care Act
Recognizing the critical importance of our health plans to multiemployer plan participants and their sponsors, the NCCMP has engaged in
a dialogue with the Department of Health and Human Services to facilitate a better understanding of how multiemployer health and welfare plans can best
interact and coexist with the health care exchanges. These efforts were supported by the capable offices of our outside tax counsel at the firm of
Alston & Bird, LLP and consultants at the Segal Company, and those of several of our members and their counsel who provided significant insight and
perspective to the problem. Specifically we would like to gratefully acknowledge the work of the United Food and Commercial Workers and their counsel,
Slevin and Hart; UNITE HERE HEALTH and their counsel, Covington and Burling; and the International Brotherhood of Teamsters, supported by RAK
consulting, collectively, in pulling together this comprehensive submission.
The primary purpose of this dialogue has been to advance the legal and economic arguments supporting the conclusion that participants in
multiemployer plans should be determined to be eligible for the premium tax subsidies under the Affordable Care Act. The NCCMP has submitted two
documents to HHS that provide both a legal framework as well as economic and public policy rationale for this conclusion. Rather than attempt a
more expansive summary which would not do justice to its complexities, we urge you to review these documents to familiarize yourselves with this
issue and the reasons why it is so important to the multiemployer community. It is clear that this will continue to be a significant issue for the
Documents will be posted as this dialogue continues and expands to include other agencies with jurisdiction over
specific aspects of this issue.
to read the August 9, 2011 NCCMP memo to HHS regarding the treatment of multiemployer plans.
to read the August 30, 2011 NCCMP memo to HHS regarding the treatment of multiemployer plans.
Click here to read an
Inside Health Insurance Exchanges article in which Randy DeFrehn discusses how and why multiemployer plans should be eligible for the